Haider, Muhammed Usman. “Big Data in Risk Management in Banking : Big Data Is Changing Risk Management from Backward Looking Function into Real-Time. By Using Big Data Multiple Transactions Are Monitored, and Fraud Detection Is Reduced to 50%. Although Risks Remained But the Benefits Are Valuable Such As Faster Detection and Greater Predictive Accuracy”. PakTech Today, vol. 1, no. 16, Aug. 2026, pp. 431-2, https://pakjournals.com/ojs/index.php/ptt/article/view/267.